The 2017 Review of the American Express Blue Business Plus℠ Credit Card

Save by accessing the longest 0% intro APR period on the market

Get the Blue Business Plus If:


  • You’re looking for one of the longest intro APR periods that we’ve ever seen for a business credit card at 15 months.

  • You think you’ll carry over credit card balances from month to month.

  • You want to transfer credit card debt to a 0% intro APR card.

Skip the Blue Business Plus If:


  • You’re absolutely certain you’ll never carry a credit card balance at any point in the next year. If that’s the case, take a look at your other business credit card options.


Have you been searching high and low for the perfect business credit card for you?

Tired of sifting through all of the lingo and fine print to see what each card actually offers?

Well, you might have come across the term “0% intro APR period” and asked yourself, “What does that even mean?”

We’re here to tell you that 0% intro APR directly translates to huge savings for you and your business. And the longer this period is, the more you’ll save.

We think the Blue Business Plus is the best 0% intro APR period business credit card currently available on the market.

Still confused? No problem.

We’ll break down all the credit card jargon for you so you can see the big savings in your future if you qualify for the American Express Blue Business Plus.

Why You Need a 0% Intro APR Card . . .

Before we go into more detail about why exactly this card has won us over, it’s important to understand what a 0% intro APR card is. First, you’ll need to figure out if this category of business credit card is the right type of card for your financial habits and preferences.

To do that, you’ve got to ask yourself two questions:

#1. Are you planning on buying big ticket items or making several one-time purchases in the next year?

#2. Do you plan to pay down your credit card balance from these big purchases over a few months or more?

If your answer to both questions is “yes,” then you should consider 0% intro APR cards.

That’s because these cards essentially act like zero-interest loans. With these cards, you’ll pay down your balance over a set intro period. During a card’s 0% intro APR period, you won’t pay any interest on your purchases, even if you carry a balance from month to month.

So, while these cards aren’t essential for business owners who pay off their balances in full every month, they can be absolute must-haves for businesses that know they’ll need to carry a balance for a bit.

Different cards will offer different lengths of intro APR periods, but if you really want to take your time paying off a big ticket item, then you want to find the card with the longest 0% intro APR period possible.

And guess which business credit card currently comes with the longest 0% intro APR period on the market?

You guessed it. It’s the Blue Business Plus.

. . . And Why You Need the Blue Business Plus Specifically

Now that you know why a 0% intro APR card is an important addition to any business owner’s wallet, let’s take a look at the Blue Business Plus specifically. Here’s why we like this Amex business credit card so much:

For starters, it’s got the makings of the best business credit card on the market for carrying a balance from month to month.

The Blue Business Plus’s 0% introductory APR period for 15 months and its $0 annual fee far outpace its competitors. The second longest intro APR periods available on the business credit card market, those of the Chase Ink Cash and the SunTrust Business Cash, are a whole 3 months shorter at 12 months.

The Blue Business Plus is also a pretty big improvement over its predecessor, The Amex Blue for Business, which had just a 9-month 0% intro APR period.

But the Blue Business Plus doesn’t just call it a day after offering the longest intro APR period on the market, it will also provide you with flexible, lucrative rewards rates.

Let’s look into all the Blue Business Plus has to offer its cardholders: